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Cattle Raisers Insurance
Cattle Raisers Insurance
is ready to answer
your questions about group medical plans.

Here is what you need to know about group medical plans.

  • A group can consist of a husband and wife, if both names are reflected on legal, filed partnership documents. Limited Partnerships are acceptable, LLC’s and PLLC’s are not.

  • A group can consist of 2 or more W2 employees.

  • Group medical plans offer numerous insurance plan options. Unlike individual medical offerings, you can choose PPO or HMO provider networks as well as varying deductibles and RX co-pays.

  • Group medical plans can be purchased throughout the year — they normally have a first of the month effective date or 15th of the month effective date.

  • Group medical plans must be extended to all employees working 30 hours or more per week.

  • Employers are required to contribute at least 50 percent of their employees’ premiums for a group medical plan.

  • 75 percent of employees must participate in the group insurance plan, unless covered elsewhere.

  • Group employers must comply by group regulations.

Let us help you explore your options.
Call Today: 800-252-2849

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